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How Shop Pay Works

  1. Overview of Shop Pay Installments:

    • Shop Pay Installments allow you to split your purchase into smaller, manageable payments.

    • Shop Pay is available for orders between $35 and $30,000 USD.

  2. Checkout Process:

    • During checkout,  select Shop Pay as your payment method.

    • You will then have the option to choose to pay in installments.

    • The first payment is due at checkout, and the remaining payments will be automatically charged to your card based on the selected payment plan.

  3. Payment Plans:

    • The available payment options:

      • Two biweekly payments

        for orders from $35 to $50.

      • Four biweekly payments

        for orders from $50 to $999.99.

      • Monthly payments

        for orders from $150 to $30,000, which may incur interest rates from 6% to 36% APR.

  4. Email Reminders:

    • You will receive email reminders before each payment is charged, so you won't miss any payments.

  5. Refunds:

    • If you need to return an item, the refund will be processed back to you, but any interest paid is not refundable.

  6. Eligibility:

    • To use Shop Pay Installments, you will need to have a billing address in the United States and be signed up for Shop Pay.